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Has already been made in any insurance policy, a representative of the insurance company will fill in for you a statement on the changes and give you a duplicate copy of the policy. Often, simply appends the new driver in the free report, or on the other side of the old policy and ensure the change stamped by an insurance company manager and painting. Actually this is wrong because the requirements of the law to the design of the insurance documents, do not allow for corrections. But гаишники for such policies as amended and the seal is not fine. And in the event of an accident is usually not a problem, because at the stage of the authentication policy, which should be disbursed, the main thing that the driver at the accident, was brought in to manage the number of permitted vehicle in the database of insurance company. For the same reason, the best fit in with the insurance office of insurance company and not the agent or intermediary in the car show - you just ENTERED into a computer and to formalize all of the documents.

If you want to write insurance in the driver, who had just received the law, or the young (under 22 years old) driver, it is likely that you will have to pay for the policy to increase the degree of risk. The amount of surcharge shall be considered in proportion to the number of days remaining until the end of the insurance, as well as to increase the following scale factor: If you do not just experience - it is necessary to pay 15% Only age - 20% There is no age or seniority - 30%. In addition, you can still pay to get the discount, which you have given for accident-free driving - because the new driver does not have it right, and the cost of insurance policy is determined by the venture to the driver. If you add his own hand the new driver to your insurance policy, in the event of an accident through the fault of the driver's insurance company does not pay. In addition, any гаишник can fine you or even to delay for a few days for forging documents