Wednesday, March 11, 2009

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Nominally, there is selection in schools - the applicant must pass the tests and interview. Thus, the firm cuts off those who are not suitable for this work. However, to get to the group of "unfit" to be difficult. With regard to the chronic shortage of agents of insurers willing to take the adequate training of any person. If, after studying the newly specialist does decides to work in an insurance company, he signs with the agency for cooperation and proceed to the execution of responsibilities: to seek customers, advise them and to conclude contracts on behalf of the insurer. Once a reservation that insurance agents are freelance employees. Their relationship with the employer is governed by agent contract.

Earnings insurance agent, mainly consists of commissions from the sale of insurance products. Remuneration depends on the type of insurance varies from 10% to 25% of the contract. For example, the average price for a car insurance policy, before $ 20 000, is $ 1500. That is, the agent who sold this type of insurance, will receive at least $ 150. In life insurance commission depends more on the duration of the contract and may reach 30 - 50%. This is despite the fact that life insurance is one of the most expensive products. But to sell such insurance is much more complicated than the popular kinds of policies of risk insurance. In some companies, there is the so-called system of funding agent. This means that, subject to the plan sales insurance agent in addition to the commission receives a flat rate - typically $ 100 to $ 300. As an additional motivation to operate a variety of bonus programs, the promotion agent - Leaders of sales and so on.

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